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FutureCentral > AI for Digital Payments and Financial Inclusion: The Guide for Payments and Financial-Inclusion Professionals
AI for Digital Payments and Financial Inclusion book cover
Banking & Financial Services · Working Professionals

AI for Digital Payments and Financial Inclusion

The Guide for Payments and Financial-Inclusion Professionals

Austin PM · FutureCentral Press

AI across digital payments and financial inclusion.

Working ProfessionalsManuscript chapters available
Explore the bookInquire about this bookView contents
AudienceWorking Professionals
Structure18 chapters listed
StatusManuscript chapters available

About the book

Digital payments depend on infrastructure, routing, trust, and access. AI applications in payments and remittances are considered alongside barriers to inclusion, including language, identity, device constraints, and service design.

What you will learn

  • Explain payment infrastructure
  • Evaluate AI-assisted payment decisions
  • Assess barriers to financial inclusion
  • Design accessible payment workflows
Read before you decide

Explore the book

Chapter overview

Inside Chapter 1

Chapter topics, summarized from “India’s Payments Stack — UPI, IMPS, NEFT, RTGS, AePS, and the JAM Trinity”:

  • Compare the functions, operators, and economics of Indian payment systems.
  • Explain how payment infrastructure supports inclusion.
  • Assess the role of Jan Dhan accounts, Aadhaar identity, and mobile connectivity.

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Frameworks and decision tools

The Indian Payments Stack

Introduced in Chapter 1.

The JAM-to-Rails Inclusion Ladder

Introduced in Chapter 1.

The Three Constraints of Indian Payments

Introduced in Chapter 2.

Where AI Is Load-Bearing versus Optional

Introduced in Chapter 2.

The Two-Tier Monitoring Architecture

Introduced in Chapter 3.

The Real-Time Decisioning Budget

Introduced in Chapter 3.

Table of contents

View all 18 chapters

Contents reflect available source documents. Final publication details remain unconfirmed.

  1. India’s Payments Stack — UPI, IMPS, NEFT, RTGS, AePS, and the JAM Trinity
  2. Why AI Matters More in Indian Payments Than Anywhere Else
  3. Real-Time Payment Monitoring and the Velocity Problem
  4. Routing Intelligence — Payer-Side, Payee-Side, PSP-Level
  5. Cross-Border Remittances — UPI International and the Corridor Problem
  6. Voice-Based Vernacular Payment Interfaces — Bharat Speaks UPI
  7. Biometric Authentication — Aadhaar, Face, and Behavioral
  8. Feature-Phone and IVR-Based Payments for the 350 Million
  9. Business-Correspondent Enablement and the AI-in-the-BC’s-Tablet Question
  10. Fraud Detection at Payment Scale — UPI’s Specific Challenges
  11. AML in High-Volume Low-Value Payments — The Inclusion Tension
  12. LLMs in Customer Support, Dispute Resolution, and Vernacular Service
  13. Agentic Workflows in Payments and BC Networks
  14. RBI and NPCI Guidance — Payment-System AI Under FREE-AI
  15. Privacy, Data Localization, and the Payments-Data Covenant
  16. The Economics of Free — Who Pays for AI in MDR-Free India
  17. The Role-by-Role Transformation in Payments and Inclusion
  18. The 2030 Payments Landscape — Strategy and Capstone
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