FutureCentral > FinTech in the AI Era
FinTech in the AI Era book cover
Banking & Financial Services · MBA / Postgraduate

FinTech in the AI Era

Austin PM · FutureCentral Press

Financial technology in a changing AI landscape.

MBA / PostgraduateManuscript chapters available
Explore the bookInquire about this bookView contents
AudienceMBA / Postgraduate
Structure32 chapters listed
StatusManuscript chapters available

About the book

India’s financial technology sector provides the setting for examining payments, credit, banking, wealth, insurance, and regulatory technology. Readers consider how digital infrastructure and AI change business models, unit economics, and the delivery of financial services.

What you will learn

  • Map the fintech ecosystem
  • Analyze digital financial infrastructure
  • Compare business models and unit economics
  • Evaluate AI-led changes across fintech sectors
Read before you decide

Explore the book

Chapter overview

Inside Chapter 1

Chapter topics, summarized from “What FinTech Is Now”:

  • Distinguish consumer fintech firms, infrastructure providers, and financial institutions using fintech.
  • Trace fintech’s development from back-office automation to AI applications.
  • Explain banks’ roles in infrastructure, funding, distribution, and regulatory relationships.

Preview and inspection

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Frameworks and decision tools

The FinTech Landscape Map

Introduced in Chapter 1.

Three Models of Digital Financial Infrastructure

Introduced in Chapter 2.

The Wave-Stack

Introduced in Chapter 3.

The Four-Party Payment Model

Introduced in Chapter 4.

The PA Take-Rate Decomposition

Introduced in Chapter 5.

The Three Forms of Digital Money

Introduced in Chapter 6.

Table of contents

View all 32 chapters

Contents reflect available source documents. Final publication details remain unconfirmed.

  1. What FinTech Is Now
  2. The India Stack as Canonical Architecture
  3. The Three Waves in FinTech
  4. The Payments Stack and UPI Economics
  5. Payment Aggregators, Gateways, and the Merchant Layer
  6. Cross-Border Payments, Stablecoins, and CBDCs
  7. The Payments Infrastructure Layer
  8. PayTech Business Models and Super-Apps
  9. PayTech and the Agentic Frontier
  10. The Indian Digital Lending Landscape
  11. AI-Era Credit Decisioning
  12. The Digital Lending Regulation Story
  13. Trade Finance, Supply-Chain Finance, and the Blockchain Layer
  14. The Lending Infrastructure Layer
  15. Collections, Recoveries, and the Ethical Frontier
  16. Digital Banking and the Neobank Story
  17. Banking-as-a-Service and Embedded Finance
  18. Customer Lifecycle and AI in BankTech
  19. Robo-Advisory and AI-Native Wealth Management
  20. Discount Broking and the Retail Revolution
  21. Alternative Assets and the Crypto-AI Connection
  22. DeFi, Tokenization, and Decentralized Wealth
  23. Algorithmic and Quant Investing in the AI Era
  24. Digital Insurance and the Distribution Stack
  25. AI-Era Underwriting and Pricing
  26. Claims, Fraud, and Customer Experience
  27. The RegTech Stack
  28. Cybersecurity, Data Protection, and the Fintech Attack Surface
  29. GenAI in Compliance and Supervisory Technology
  30. Fraud Detection and Financial Crime in the Agentic Era
  31. The Indian Fintech Regulatory Landscape
  32. Agentic Finance
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